West Virginia Insurance Law Attorneys
Defending Your Right to Compensation
If you’ve been injured in an accident and want to file a personal injury claim, chances are, you’ll be communicating with an insurance company, whether it’s yours or those of others involved in the accident.
An example is if you’ve been involved in a car accident, you’ll be communicating with the at-fault driver’s insurance company. However, insurance companies generally want to save as much money as possible and can evade liability, or even work to place some of the blame on you.
It’s important that you hire a team of insurance law attorneys, like our West Virginia team at Persinger & Persinger, L.C., to represent your best interests. We have decades of experience in working with insurance companies and know how to build a strong case that will yield the results you want.
Most people and employers buy insurance policies to avoid having to personally pay for property damage or injuries born from accidents.
However, sometimes insurance companies deny claims on the grounds of the particular claim not being covered, or that the individual’s conduct warrants their claim being denied.
If your insurance claim has been denied, don’t worry. A team of insurance lawyers can investigate your coverage and challenge it by gathering information and building a strong case.
What Are Grounds for Insurance Denying Claims?
An insurance provider can deny your claim for various reasons, including:
- Uninsured claims: In many cases, individuals may think their insurance policy covers their claim, only to learn that the claim was never included. It’s important to know the stipulations of your policy before binding yourself to it – our lawyers can help you before you decide to buy a particular policy.
- Fraudulent/false claims: Insurance companies will deny a claim if they believe the individual to have falsified information.
- Material misrepresentation: Many claims are denied simply because the claimant has failed to keep their insurance company up-to-date, such as by informing them of a change in residence or purchase of a new vehicle. Our insurance lawyers can also help make sure you’ve provided all the information needed when buying an insurance policy so that your claims aren’t denied for a simple mistake like this.
Sometimes, insurance companies deny insurance claims for seemingly no reason. Our lawyers can tackle your case and prove to the court that they were acting in bad faith.
It’s important that you hire lawyers when you believe your claim has been unfairly declined, as an insurance law firm knows what to look for in order to prove bad faith.
Howard M. Persinger, Jr.
Howard "Mo" Persinger, III
Howard “Mo” Persinger, III has over 15 years of handling large, complex personal injury suits, as well as energy related cases and projects.Read More
Robin L. Adkins Phelps